From Everything.Sucks
Garanti BBVA (legal name Türkiye Garanti Bankası A.Ş; formerly referred to as Garanti Bank in English) is a financial services company based in Turkey. 49.85% of Garanti's stakes are owned by the Spanish bank Banco Bilbao Vizcaya Argentaria (BBVA).
An angry customer mentioned, "Every time you open the Garanti BBVA app, you have to login. Unlike other mobile banking apps that only require a password to login, this app asks for your bank customer code, a 7 digit number, a password that must not be longer than 7 digits and then A CODE GENERATED BY A TOKEN!!! Do I need to carry the token with me at all times in order to check my bank account? This make this app useless to me."